Richard Mille Watch Insurance

A Richard Mille watch is far more than a luxury timepiece. Renowned for innovation, exclusivity and exceptional values, Richard Mille watches are among the most sought-after collector assets in the world. Whether you own an RM 11, RM 67, RM 35 or a limited-edition model, ensuring your investment is properly protected is essential.

Standard home insurance policies often contain restrictive single-item limits and security conditions that may not fully protect a Richard Mille watch. Specialist Richard Mille Watch Insurance can provide protection against theft, accidental damage, loss and worldwide travel risks, helping to safeguard both the financial and sentimental value of your timepiece.

At Property Wealth Insurance, we help high net worth individuals and watch collectors arrange bespoke insurance solutions designed around their individual requirements. Whether you own a single Richard Mille watch or an extensive collection, we can help source cover tailored to your needs and lifestyle. With access to specialist insurers and private client products, we help ensure your watch receives the protection it deserves both at home and whilst travelling worldwide.

1. Personal assessment and review
Every Richard Mille owner is different. Some clients wear their watch daily whilst others own multiple limited-edition pieces as part of a wider investment portfolio. We begin by understanding your watch, its value, how it is stored and how frequently it is worn or travelled with. With a dedicated adviser, we discuss your existing arrangements, valuation requirements and any concerns regarding travel, security or collection growth. We can also identify potential gaps in cover that may exist within standard home insurance policies. Many Richard Mille owners also require wider protection for their homes, vehicles, jewellery and collections through a bespoke High Net Worth Insurance arrangement.

2. Report and recommendations
Following our review, we approach specialist insurers experienced in arranging cover for luxury watches and high-value assets. Our aim is to secure a policy that reflects the true value and unique nature of your Richard Mille watch. Depending upon your requirements, recommendations may include agreed-value cover, worldwide protection, accidental damage cover, collection insurance and enhanced security support. Clients with multiple luxury timepieces may also benefit from our specialist Luxury Watch Insurance solutions designed specifically for collectors and enthusiasts.

3. Continuous service
Richard Mille watch values can change significantly over time. As part of our ongoing service, we remain available to review valuations, discuss new acquisitions and ensure your insurance arrangements remain suitable. Whether you purchase additional watches, add other luxury assets or simply require advice, our goal is to ensure your collection continues to benefit from the protection it deserves and remains accurately insured throughout the year.

One Policy Covers All Insurance: Our aim is to reduce the number of insurance policies our private clients have spread across the year, many of which are simply not needed. PWI assesses and arranges cover tailored to meet your requirements - often with one common renewal date and under one single Portfolio Insurance policy.

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Jewellery & Watch Insurance: Virtually all of the clients we meet who own luxury jewellery and watches have wonderful stories to tell about them. Whether a precious inheritance, an extravagant reward or simply a sparkling piece of beauty that once caught the eye, these items hold enormous sentimental value and are worthy of only the very best Luxury Jewellery & Watch Insurance.

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Motor Insurance: Whether you own a car for practical purposes, have a love of sleek lines or musical engine tones, having the right insurance protection is key to unlocking the freedom of the road.

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Holiday Home Insurance: Many of our clients own additional residences located in the U.K, France, Italy, Spain, Portugal and Republic of Ireland, used either for private getaways or as short term lets.

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Property Owners Insurance: Whether you are a Buy to Let owner, landlord or trust company, we can arrange cover dependent on your individual cover requirements so that you get the most cover from your policies without paying for protection you do not need.

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Business Insurance: At Property Wealth Insurance Brokers our commitment to go further for our affluent clients extends to our services for their commercial needs.

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Contract Works / Renovation Insurance: Clients spend huge amounts of money on renovations, extensions, basements and outbuildings, yet this is one area in which, in our experience, customers are often left without important Contract Works / Renovation Insurance protection because of a reliance on contractors, who may only have simple Liability Insurance. This leaves you, as a property owner, very exposed.

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Structural Warranty (Latent Defects) Insurance: For private clients thinking of undertaking renovation for existing domestic properties or new builds, we can arrange suitable Structural Warranty Protection (Latent Defects) Insurance for you to ensure your investment does not become a money drain. We can help with:

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Richard Mille Watch Insurance

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